International students and visiting scholars holding an F1 or J1 visa are eligible to enroll in this insurance plan if they meet the following criteria: 1) They are temporarily residing in the U.S. as non-resident aliens; 2) They have not obtained U.S. permanent residency (Green Card); 3) They are actively engaged in educational activities and enrolled in a degree-seeking program (associate, bachelor’s, master’s, or Ph.D.) at a recognized college or university.
The student (Named Insured, as defined in the Certificate) must actively attend classes for at least the first 31 days after the date for which coverage is purchased with the exception of International Visiting Scholars. Home study, correspondence, and online courses do not fulfill the eligibility requirements that the student actively attend classes. The Company maintains its right to investigate eligibility or student status and attendance records to verify that the Policy eligibility requirements have been met. If and whenever the Company discovers that the Policy eligibility requirements have not been met, its only obligation is refund of premium.
U.S. citizens and residents are not eligible for coverage.